AXA PLANS AND BENEFITS
AXA PLANS AND BENEFITS

ASSURE
PERMANENT LIFE INSURANCE
Sample Computation
Age 30 – 1 Million
20,000
- Death benefit
- Exempt from estate tax
- Cash value accumulation
- Policy loan
- Option to add health fund
- 5, 10, or 20 year payment terms

FLEXI PROTECT
TERM LIFE INSURANCE
Sample Computation
Age 30 – 4 Million
12,000
- 1 Year death benefit
- Exempt from estate tax
- High coverage with low premium
- Option to add health fund
- Option to convert to permanent life
- Option to extend yearly until age 74

MY LIFE CHOICE
VARIABLE UNIVERSAL LIFE (VUL)
Sample Computation
Age 0 to 70 – 1 Million
40,000
- Death benefit plus account value
- Exempt from estate tax
- Long term investment growth
- Option to add health fund
- Partial or full withdrawal
- 7, 10, or longer payment terms

GLOBAL HEALTH ACCESS
GLOBAL HOSPITAL CARE
Sample Computation
Age 30 – 100 Million
48,384
- Worldwide or excluding USA
- 100 million annual limit
- Inpatient treatment
- Outpatient treatment
- Emergency care
- Annual physical examination
- Choose own doctor and hospital
- Ambulance service coverage
- 15% discount on family plans

HEALTH CARE ACCESS
PHILIPPINES HOSPITAL CARE
Sample Computation
Age 30, Male – 500k
28,536
- Philippines
- 500 thousand annual limit
- Inpatient and outpatient treatment
- Consultation and diagnostics
- Emergency care
- Annual physical examination
- Accredited doctor and hospital
- Accident coverage
- 10% discount on family plans

HEALTH MAX
CRITICAL ILLNESS FUND
Sample Computation
Age 30, Male – 1.2 Million
30,780
- Health or life insurance benefits
- 56 major critical illnesses (100%)
- 18 minor critical illnesses (2x 20%)
- 60 days waiting period
- Advance health fund Age 70-85
- Cash value accumulation
- Policy loan
- Exempt from estate tax
- Pay for 10, 20 years, or until age 65

HEALTH START
CRITICAL ILLNESS FUND
Sample Computation
Age 30 – 1 Million
15,780
- Health or life insurance benefits
- 4 major critical illnesses (100%)
- 9 minor critical illnesses (2x 20%)
- Free coverage: 8 child illnesses
- 60 days waiting period
- Return of premium paid at age 75
- Cash value accumulation
- Policy loan
- Exempt from estate tax
- 10 or 20 year payment terms

AXA SECURE FUTURE
GUARANTEED EDUCATION FUND
Sample Computation
Age 30 – 1 Million
234,050
- Year 8-20 annual payout (8%)
- Year 8-20 annual dividends (3%)
- Year 20 maturity amount (100%)
- Cash value accumulation
- Policy loan
- Terminal illness (x125%)
- Death benefit (x250%)
- Exempt from estate tax
- Plan options: 250k to 300 million
- 7 year payment terms

AXA SECURE FUTURE
GUARANTEED RETIREMENT FUND
Sample Computation
Age 30 – 500K
117,025
- Year 8-20 annual payout (8%)
- Year 8-20 annual dividends (3%)
- Year 20 maturity amount (100%)
- Cash value accumulation
- Policy loan
- Terminal illness (x125%)
- Death benefit (x250%)
- Exempt from estate tax
- Plan options: 250k to 300 million
- 7 year payment terms

ASSET MASTER
INVESTMENT WITH DIVIDENDS
Sample Computation
Age 0 to 70
1,000,000
- 4% - 5% annual dividends
- Global funds
- Investment growth potential
- Flexible fund allocation
- No premium charge (1M up)
- No top-up charge (1M up)
- No lapse risk
- Partial or full withdrawal
- Death benefit or account value
- Exempt from estate tax
- One-time investment
- Plan options: 250k to 300 million

ASSET MASTER
ESTATE TAX FUND
Sample Computation
Age 0 to 70
10,000,000
- 4% - 5% annual dividends
- Global funds
- Investment growth potential
- No premium charge (1M up)
- No top-up charge (1M up)
- Distributed to heirs as willed
- Death benefit or account value
- Not frozen upon death
- Exempt from estate tax
- Estate tax settlement fund
- One-time investment
- Plan options: 250k to 300 million

CAR INSURANCE
PRIVATE CAR COVERAGE
Sample Computation
Toyota Vios 2023
16,872
- Own vehicle damage
- Theft or burglary
- Flooding and other acts of nature
- Fire, explosion, malicious damage
- Personal accident coverage
- Passenger coverage
- Third-party liability
- Medical assistance
- Towing Assistance
- Minor Roadside Repairs
- Ease of claims via app
- LTO Registration Assistance

HOME SECURITY
RESIDENTIAL FIRE INSURANCE
Sample Computation
House and Content – 4 Million
7,610
- Home reconstruction fund
- Household items recovery fund
- Fire and lightning
- Acts of nature:typhoon, eartquake
- Allied perils: riot, strike, etc
- Robbery and burglary
- Rent and relocation expense
- Personal accident insurance
- Personal liability
- Household helper coverage

MSME SECURE
BUSINESS FIRE INSURANCE
Sample Computation
Business Assets – 25 Million
65,400
- Property protection
- Inventory protection
- Acts of nature:typhoon, earthquake
- Comprehensive general liability
- Deterioration of stocks
- Robbery and burglary
- Fidelity guarantee
- Money securities and payroll
- Personal accident
- Food poisoning

CONSTRUCTION
TYPES OF CONSTRUCTION BONDS
Sample Computation
1% to 5% of the bond amount – 1 Million
10,000
- Contractor’s All Risk (CAR)
- Bid bond
- Surety downpayment bond
- Performance bond
- Indemnity bond
- Warranty bond
- Payment bond
- General liability
- License and permit bond
- Equipment floater

FLOATER INSURANCE
MOVABLE BUSINESS ASSETS
Sample Computation
1% + 0.10 % – 1 Million
11,000
- Tools, machinery, and electronics
- Accidental damage
- Theft or transit loss
- Coverage on-site or in transit
- Coverage on storage units
- Payouts to replace or repair

EVENT INSURANCE
VENUE, PRODUCTION, TALENT
Sample Computation
1% to 4% of the event budget – 1 Million
10,000
- Cancellation / postponement
- Liability (injuries or damages)
- Equipment loss
- Vendor non-appearance
- Weather coverage
- Prize indemnity

TRAVEL INSURANCE
SINGLE OR ANNUAL MULTI-TRIP
Sample Computation
4 days Hong Kong – Family of 3
2,399
- Emergency medical benefits
- Personal accident benefits
- Personal liability
- Baggage loss, damage or delay
- Travel delay
- Evacuation & Repatriation

STUDENT INSURANCE
CAMPUS STUDENT COVERAGE
Sample Computation
1,000 Students – Plan 150k
92,250
- Accidental death and disablement
- Medical reimbursement
- Hospital cash assistance
- Ambulance service fee
- Dengue assistance
- 100% motorcycle riding cover
- Coverage on & off campus
- Fire assistance
- Tutorial fees
- Personal liability protection
- Accident burial expense
- Plan options: 20k to 150k

JUDICIAL BONDS
TYPES OF JUDICIAL BONDS
Sample Computation
1% to 10% of the bond amount – 1M
10,000
- Supersedeas bond
- Administrator’s bond
- Attachment bond
- Counter-attachment bond
- Guardian’s bond
- Heir’s bond
- Injunction bond
- Counter injunction
- Replevin bond
- Counter-replevin bond
- Sheriff’s Indemnity bond
- Writ of possession bond

ASSURE
PERMANENT LIFE INSURANCE
Sample Computation
Age 30 – 1 Million
20,000
- Death benefit
- Exempt from estate tax
- Cash value accumulation
- Policy loan
- Option to add health fund
- 5, 10, or 20 year payment terms

MY LIFE CHOICE
VARIABLE UNIVERSAL LIFE (VUL)
Sample Computation
Age 0 to 70 – 1 Million
40,000
- Death benefit plus account value
- Exempt from estate tax
- Long term investment growth
- Option to add health fund
- Partial or full withdrawal
- 7, 10, or longer payment terms

HEALTH CARE ACCESS
PHILIPPINES HOSPITAL CARE
Sample Computation
Age 30, Male – 500k
28,536
- Philippines
- 500 thousand annual limit
- Inpatient and outpatient treatment
- Consultation and diagnostics
- Emergency care
- Annual physical examination
- Accredited doctor and hospital
- Accident coverage
- 10% discount on family plans

HEALTH START
CRITICAL ILLNESS FUND
Sample Computation
Age 30 – 1 Million
15,780
- Health or life insurance benefits
- 4 major critical illnesses (100%)
- 9 minor critical illnesses (2x 20%)
- Free coverage: 8 child illnesses
- 60 days waiting period
- Return of premium paid at age 75
- Cash value accumulation
- Policy loan
- Exempt from estate tax
- 10 or 20 year payment terms

AXA SECURE FUTURE
GUARANTEED RETIREMENT FUND
Sample Computation
Age 30 – 500K
117,025
- Year 8-20 annual payout (8%)
- Year 8-20 annual dividends (3%)
- Year 20 maturity amount (100%)
- Cash value accumulation
- Policy loan
- Terminal illness (x125%)
- Death benefit (x250%)
- Exempt from estate tax
- Plan options: 250k to 300 million
- 7 year payment terms

ASSET MASTER
ESTATE TAX FUND
Sample Computation
Age 0 to 70
10,000,000
- 4% - 5% annual dividends
- Global funds
- Investment growth potential
- No premium charge (1M up)
- No top-up charge (1M up)
- Distributed to heirs as willed
- Death benefit or account value
- Not frozen upon death
- Exempt from estate tax
- Estate tax settlement fund
- One-time investment
- Plan options: 250k to 300 million

HOME SECURITY
RESIDENTIAL FIRE INSURANCE
Sample Computation
House and Content – 4 Million
7,610
- Home reconstruction fund
- Household items recovery fund
- Fire and lightning
- Acts of nature:typhoon, eartquake
- Allied perils: riot, strike, etc
- Robbery and burglary
- Rent and relocation expense
- Personal accident insurance
- Personal liability
- Household helper coverage

CONSTRUCTION
TYPES OF CONSTRUCTION BONDS
Sample Computation
1% to 5% of the bond amount – 1 Million
10,000
- Contractor’s All Risk (CAR)
- Bid bond
- Surety downpayment bond
- Performance bond
- Indemnity bond
- Warranty bond
- Payment bond
- General liability
- License and permit bond
- Equipment floater

EVENT INSURANCE
VENUE, PRODUCTION, TALENT
Sample Computation
1% to 4% of the event budget – 1 Million
10,000
- Cancellation / postponement
- Liability (injuries or damages)
- Equipment loss
- Vendor non-appearance
- Weather coverage
- Prize indemnity

STUDENT INSURANCE
CAMPUS STUDENT COVERAGE
Sample Computation
1,000 Students – Plan 150k
92,250
- Accidental death and disablement
- Medical reimbursement
- Hospital cash assistance
- Ambulance service fee
- Dengue assistance
- 100% motorcycle riding cover
- Coverage on & off campus
- Fire assistance
- Tutorial fees
- Personal liability protection
- Accident burial expense
- Plan options: 20k to 150k

FLEXI PROTECT
TERM LIFE INSURANCE
Sample Computation
Age 30 – 4 Million
12,000
- 1 Year death benefit
- Exempt from estate tax
- High coverage with low premium
- Option to add health fund
- Option to convert to permanent life
- Option to extend yearly until age 74

GLOBAL HEALTH ACCESS
GLOBAL HOSPITAL CARE
Sample Computation
Age 30 – 100 Million
48,384
- Worldwide or excluding USA
- 100 million annual limit
- Inpatient treatment
- Outpatient treatment
- Emergency care
- Annual physical examination
- Choose own doctor and hospital
- Ambulance service coverage
- 15% discount on family plans

HEALTH MAX
CRITICAL ILLNESS FUND
Sample Computation
Age 30, Male – 1.2 Million
30,780
- Health or life insurance benefits
- 56 major critical illnesses (100%)
- 18 minor critical illnesses (2x 20%)
- 60 days waiting period
- Advance health fund Age 70-85
- Cash value accumulation
- Policy loan
- Exempt from estate tax
- Pay for 10, 20 years, or until age 65

AXA SECURE FUTURE
GUARANTEED EDUCATION FUND
Sample Computation
Age 30 – 1 Million
234,050
- Year 8-20 annual payout (8%)
- Year 8-20 annual dividends (3%)
- Year 20 maturity amount (100%)
- Cash value accumulation
- Policy loan
- Terminal illness (x125%)
- Death benefit (x250%)
- Exempt from estate tax
- Plan options: 250k to 300 million
- 7 year payment terms

ASSET MASTER
INVESTMENT WITH DIVIDENDS
Sample Computation
Age 0 to 70
1,000,000
- 4% - 5% annual dividends
- Global funds
- Investment growth potential
- Flexible fund allocation
- No premium charge (1M up)
- No top-up charge (1M up)
- No lapse risk
- Partial or full withdrawal
- Death benefit or account value
- Exempt from estate tax
- One-time investment
- Plan options: 250k to 300 million

CAR INSURANCE
PRIVATE CAR COVERAGE
Sample Computation
Toyota Vios 2023
16,872
- Own vehicle damage
- Theft or burglary
- Flooding and other acts of nature
- Fire, explosion, malicious damage
- Personal accident coverage
- Passenger coverage
- Third-party liability
- Medical assistance
- Towing Assistance
- Minor Roadside Repairs
- Ease of claims via app
- LTO Registration Assistance

MSME SECURE
BUSINESS FIRE INSURANCE
Sample Computation
Business Assets – 25 Million
65,400
- Property protection
- Inventory protection
- Acts of nature:typhoon, earthquake
- Comprehensive general liability
- Deterioration of stocks
- Robbery and burglary
- Fidelity guarantee
- Money securities and payroll
- Personal accident
- Food poisoning

FLOATER INSURANCE
MOVABLE BUSINESS ASSETS
Sample Computation
1% + 0.10 % – 1 Million
11,000
- Tools, machinery, and electronics
- Accidental damage
- Theft or transit loss
- Coverage on-site or in transit
- Coverage on storage units
- Payouts to replace or repair

TRAVEL INSURANCE
SINGLE OR ANNUAL MULTI-TRIP
Sample Computation
4 days Hong Kong – Family of 3
2,399
- Emergency medical benefits
- Personal accident benefits
- Personal liability
- Baggage loss, damage or delay
- Travel delay
- Evacuation & Repatriation

JUDICIAL BONDS
TYPES OF JUDICIAL BONDS
Sample Computation
0.5% to 1% of the bond amount – 1M
5,000
- Supersedeas bond
- Administrator’s bond
- Attachment bond
- Counter-attachment bond
- Guardian’s bond
- Heir’s bond
- Injunction bond
- Counter injunction
- Replevin bond
- Counter-replevin bond
- Sheriff’s Indemnity bond
- Writ of possession bond